Terms of Use and Privacy Statement:

This website is best viewed using a contemporary browser.

Use of this website, and information distributed in conjunction with this website, is offered to you on your acceptance of these Terms of Use, our Privacy Policy and other notices posted on this website. Your use of this website or of any content presented in any and all areas of the website indicates your acknowledgment and agreement to these Terms of Use, our Privacy Policy and other notices posted on this website. If you do not agree to be bound by and comply with all of the foregoing, you may not access or use our currency information, services, or website. We suggest you print a copy of each of these documents for your records.

pgdpcanada.net and its owners shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these Terms of Use without notice or liability to you. Any changes to these Terms of Use shall be effectively immediately following the posting of such changes on this website. You agree to review these Terms of Use from time to time and agree that any subsequent use by you of this website following changes to these Terms of Use shall constitute your acceptance of all such changes. These Terms of Use were last modified on January 5, 2008.

Disclaimer
This website is for informational purposes only and is not intended to provide specific commercial, financial, health, business, accounting, tax, or legal advice. It is provided to you solely for your own personal, non-commercial use and not for purposes of resale, distribution, public display or performance, or any other uses by you in any form or manner whatsoever. Unless otherwise indicated on this website, you may display, download, archive, and print a single copy of any information on this website, or otherwise distributed from pgdpcanada.net, for such personal, non-commercial use, provided it is done pursuant to the User Conduct and Obligations set forth herein.

Use of the content and any reliance by you upon the content, including any action taken by you because of such use or reliance, is at your sole risk. pgdpcanada.net does not make any warranty as the results that may be obtained from use of the content. The content and services are provided "as is" and pgdpcanada.net disclaims all warranties, express or implied. We do not guarantee the accuracy, timeliness, reliability or completeness of any of the information contained on, downloaded or accessed from this website.

The performance of this website and all information contained on, downloaded or accessed from this website are provided to you on an "as is" basis, without warranties of any kind whatsoever, including any implied warranties or warranties of merchantability, fitness for a particular purpose or non-infringement of the rights of third parties. pgdpcanada.net and its owners shall be not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, Internet access providers, computer equipment, software, or any combination thereof including any injury or damage to your or any other person's computer as a result of using this website.

pgdpcanada.net and its owners reserves the right, at its sole discretion, to modify, disable access to or discontinue, temporarily or permanently, any part or all of this website or any information contained thereon without liability or notice to you.

As a visitor to our website, you acknowledge and agree that any reliance on or use by you of any information available on this website shall be entirely at your own risk. In no event shall pgdpcanada.net nor any of its owners or data providers be liable for any direct, indirect, consequential or exemplary damages arising from the use or the performance of this website, even if pgdpcanada.net or such provider has been advised of the possibility of such damages.

Limitation of Liability
To the maximum extent permitted by law, under no circumstances and under no legal theory, tort, contract, or otherwise, shall pgdpcanada.net or any of its underlying service providers, business partners, information providers, account providers, licensors, employees, distributors or agents (collectively referred to as "pgdpcanada.net") be liable to you or any other person for any money damages, whether direct, indirect, special, incidental, cover, reliance or consequential damages, even if pgdpcanada.net shall have been informed of the possibility of such damages, or for any claim by any other party. In the event that notwithstanding the foregoing, pgdpcanada.net is found liable to you for damages from any cause whatsoever, and regardless of the form of the action (whether in contract, tort (including negligence), product liability or otherwise), the liability of pgdpcanada.net to you will be limited to the amount you paid for the service. Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so this limitation and exclusion may not apply to you.

Privacy Policy
You have read and agree to all of the terms and conditions of our Privacy Policy:

Privacy Policy Overview
pgdpcanada.net has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for all of our Internet services, including Web, e-mail, and WAP.

Privacy Policy Collection of Data
We use your IP address and browser information to help diagnose problems with our server and to gather broad demographic information.
Portions of our site use cookies. Portions of our site also use cookies to deliver content specific to your interests.

Some services require registration, which requires users to give us contact information (such as name and e-mail address). During registration, the user may also optionally provide demographic information (like their postal or zip code, age, and occupation). This information is not mandatory.

When specifically requested by the user, we use contact information from registration forms to send the user information about our organization, news, and services. The user's contact information is also used to contact the visitor when necessary and provide news from the site. Any user may cancel or opt-out of any service or future mailing; see the Choice/Opt-Out section below.

Demographic and profile data is collected at our site. We never sell, give, share, or disclose any specific personal information we collect on our site outside our partner sites.

Where on-line purchases are requested by the user, we collect financial information (such as account or credit card numbers) in order to complete the transaction. Financial information that is collected is used to bill the user for products and services.

Our site uses order forms for visitors to request information, products, and/or services. We collect visitor's contact information (like their e-mail address) and financial information (like their account or credit card numbers). Contact information from the order form is used to send orders and information about our organization to our users. The users's contact information is also used to get in touch with the visitor when necessary. Users may always opt-out of receiving future mailings; see the Choice/Opt-Out section below. Financial information that is collected is used to bill the user for products and services they have requested.

This site contains links to other sites. pgdpcanada.net is not responsible for the privacy practices or the content of such Web sites.
We use partner organizations to display certain content on our site. This content may contain cookies. While we may use cookies in other parts of our Web site, cookies received with this content are collected by our partner organization.

Privacy Policy Public Forums
Portions of this site makes chat rooms, forums, message boards, and/or news groups available to its users. Please remember that any information that is disclosed in these areas becomes public information and you should exercise caution when deciding to disclose your personal information.

Privacy Policy Security
This site has security measures in place to protect the loss, misuse and alteration of the information under our control. Such measures include regular security reviews, upgrades, and backups. We use our best efforts to maintain the security and reliability of our infrastructure; however, they are provided "as is" without any express or implied warranty of any kind including warranties of merchantability, reliability, or fitness for a particular purpose. We offer no assurance of uninterrupted or error free service, nor does pgdpcanada.net warrant the accuracy or completeness of any service. In no event shall pgdpcanada.net be held liable for any damages whatsoever (including, without limitation, damages for loss of profits, business interruption, loss of information) arising out of the use or inability to use the System, even if pgdpcanada.net has been advised of such damages.

Privacy Policy Choice/Opt-Out and Correct/Update
Our site requires registration. Nevertheless, our site always provides users the opportunity to cancel or "opt-out" of receiving any communication from us. This option is presented during registration, and is also explained in the content of the subscription themselves.
This site gives users the following options for removing their information from our database to not receive future communications or to no longer receive our service. This site gives also users the following options for changing and modifying information previously provided.

FASTEST: You can cancel your service by following the instructions contained in the service content.
ALTERNATE: You can send e-mail to the site administrator.

Privacy Policy Contact Information
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web site, you can contact the site administrator.

Confidentiality and Transmissions over the Internet
The transmission of data or information (including communications by e-mail) over the Internet or other publicly accessible networks is not secure, and is subject to possible loss, interception or alteration while in transit. Accordingly, we do not assume any liability for any damage you may experience or costs you may incur as a result of any transmissions over the Internet or other publicly accessible networks, such as transmissions involving the exchange of e-mail with us (including those which may contain your personal information). While we shall take commercially reasonable efforts to safeguard the privacy of the information you provide us and treat such information in accordance with our Privacy Policy, in no event will the information you provide to us be deemed to be confidential, create any fiduciary obligations to you on our part, or result in any liability to you on our part in the event that such information is inadvertently released by us or accessed by third parties without our consent.

User Conduct and Obligations
You agree to follow all applicable laws and regulations when using this website. Furthermore, you agree that you shall not:
- upload, post or otherwise transmit through or to this website any content that:
1. is unlawful, abusive, threatening, harmful, obscene, lewd, offensive, defamatory or otherwise objectionable;
2. might infringe the intellectual property rights, privacy rights, rights of publicity, or other proprietary rights of others;
3. contains any viruses, trojan horses, time bombs, or any other harmful programs or elements;
- disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt to gain unauthorized access to any portion of our website, its computer systems, servers or networks;
- provide false information about yourself to us, impersonate any other person, or otherwise attempt to mislead others about your identity or the origin of any content, message or other communication;
- transmit junk mail, chain letters, or other unsolicited bulk e-mail or duplicative messages;
- collect information about other visitors to our website without their consent or otherwise systematically extract data or data fields, including without limitation any financial data or e-mail addresses;
- sell access to or the use of this website, including any content contained on, downloaded or accessed from this website, except as specifically permitted in writing by pgdpcanada.net;
- redistribute any content, including financial data, provided by us in any manner whatsoever including by means of printed publication, fax broadcast, web pages, e-mail, web newsgroups or forums, or any other electronic or paper-based service or method;
- intentionally alter the format in which data is provided by us or otherwise circumvent our regular interfaces to such data; and
- embed or import any data provided by us into any information services (whether or not web-based), data files or application software, including without limitation accounting and payroll systems, except as except as specifically permitted in writing by pgdpcanada.net. The foregoing prohibitions expressly include, but are not limited to, the practice of "screen scraping", or any other practice or activity the purpose of which is to obtain lists of data, portions of a database, or other lists or information from the web site, in any manner or in any quantities not authorized in writing by pgdpcanada.net.

By uploading, posting or otherwise transmitting through or to our website any content, you grant to us, our successors and assigns, a non-exclusive, world-wide, royalty free, perpetual, non-revocable license to use or distribute such content in any manner otherwise than as stated in our Privacy Policy.

Indemnification by User
You agree to indemnify, defend and hold us and our affiliates, business partners, officers, directors, employees and agents harmless from any loss, liability, claim, demand, damage, or expense (including reasonable legal fees) asserted by any third party relating in any way to your use of this website or breach of these Terms of Use. We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, which shall not excuse your indemnity obligations.

Third Party Websites, Content and Products and Services
You acknowledge and agree that your business dealings with any third parties, including any merchants or advertisers, found on, or accessed through our website and any of their services, including payment for and delivery of any related goods and services, are solely as between you and such third parties. You understand and acknowledge that some of services accessible on our website are provided by third parties (including, but not limited to, discount foreign exchange services and online foreign exchange trading services) and that in certain instances, we may receive referral fees and/or other compensation from third parties on a per use or other basis based on your purchase or use of third party goods or services found on or accessed through our website. You acknowledge that in such dealings with third parties, we are not the seller or provider and your agreement of purchase or for services with such third party is solely between you and the third party, and not pgdpcanada.net. pgdpcanada.net assumes no responsibility whatsoever for any charges, losses or liabilities you or any user of your account incurs when making purchases or completing transactions with such third parties. As a user of our website, you acknowledge and agree that we shall not be responsible or liable in any way for any loss or damage of any kind which you or any other user of your account may incur as a result of, or in connection with, any dealings or transactions with such third parties.

By accessing third party services through our website, you hereby authorize such third party service provides to provide pgdpcanada.net with personal information regarding your use of and your activities with respect to the purchase and use of third party services and/or goods.

Links or pointers to other websites and references to products and services offered by third parties are provided to you for convenience only and do not constitute an endorsement or approval by us of (i) the organizations that operate such websites; (ii) the content, privacy policies or other terms of use on such websites; or (iii) such third party products and services. As we have no control or responsibility over websites or content maintained by other organizations, or for products and services offered by third parties, we do not assume any liability for your use of any of the foregoing, which use you acknowledge and agree shall be at your own risk.

Proprietary Rights
pgdpcanada.net and other identifying marks of pgdpcanada.net are and shall remain the trade-marks and trade names and exclusive property of pgdpcanada.net, and any unauthorized use of these marks is unlawful. Other trade-marks on this website are the property of their respective owners. All content on this website, including without limitation all programs, complied binaries, interface layout, interface text, documentation and graphics, is the copyrighted property of pgdpcanada.net and is protected by international copyright law. The content on this website may be used by you only for your personal, non-commercial use as provided for in these Terms of Use, but may not be taken out of context or presented in a misleading or discriminatory manner. Any rights not expressly granted to you are reserved by us.

Notice of Copyright Infringement
Our policy is to comply with all intellectual property laws and to act expeditiously upon receiving any notice of claimed infringement. If you believe that your work has been reproduced on this website in a manner that constitutes copyright infringement, please provide a notice of copyright infringement containing all of the following information:
A physical or electronic signature of a person authorized to act on behalf of the copyright owner for the purposes of the complaint.
Identification of the copyrighted work claimed to have been infringed.
Identification of the material on our website that is claimed to be infringing or to be the subject of infringing activity.
The address, telephone number or e-mail address of the complaining party.
A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.
A statement, under penalty of perjury, that the information in the notice of copyright infringement is accurate, and that the complaining party is authorized to act on behalf of the owner of the right that is allegedly infringed.

IMPORTANT: We at pgdpcanada.net are committed to establishing our services in as many languages as possible. However, our organization is based in Canada and our staff are English-speaking. We apologize, but we can only correspond in English.

General
If any provision of these Terms of Use is held invalid or unenforceable in any respect by any court having competent jurisdiction, such provision shall be enforced to the maximum extent permitted by law, and the remaining provisions of these Terms of Use shall continue in full force and effect. No waiver of any provision of these Terms of Use shall be deemed a further or continuing waiver of such provision or any other provision of these Terms of Use.

You agree that these Terms and our Privacy Policy and other notices posted on this website have been drawn up in English. Although translations in other languages of any of the foregoing documents may be available, such translations may not be up to date or complete. Accordingly, you agree that in the event of any conflict between the English language version of the forgoing documents and any other translations thereto, the English language version of such documents shall govern.

These Terms of Use shall be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein, without regard to conflict of laws provisions thereto. The parties consent to the exclusive jurisdiction of the courts of, and venue and situs in, Toronto, Ontario, Canada.

pgdpcanada.net and you agree that the Agreement is the complete and exclusive statement of the mutual understanding of the parties and supersedes and cancels all previous written and oral agreements, communications, and other understandings relating to the subject matter of the Agreement, and that all waivers and modifications must be in a writing signed by both parties, except as otherwise provided herein.

No delay or omission by pgdpcanada.net in exercising any right or remedy under this Agreement or existing at law or equity shall be considered a waiver of such right or remedy.

No agency, partnership, joint venture, or employment is created as a result of the Agreement, and you do not have any authority of any kind to bind pgdpcanada.net in any respect whatsoever.

In any action or proceeding to enforce rights under the Agreement, the prevailing party will be entitled to recover its costs and attorneys' fees.

Contact
If you have any questions or concerns about our website or these Terms of Use, please feel free to contact us through website support.

Donation
The website design, licensed code, and hosting is donated by Test Fusion Systems Corp. All rights reserved.